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Are family dental plans worth buying?

Friday, Mar. 5th 2010 11:05 AM

I am self employed so  do not have dental insurance and was wondering if a  family dental plan is really worth buying or not.  I have two teeth that are starting to bother me and would like to see a dentist.  My wife and son are okay for now but I would also like for them to go in for a dental check up. However,  the few plans I have review does not seem like they are really saving you money when a crown still can cost up to 400  – 500 that does not seem like a big saving to me.

I have looked at a few dental insurance plans but with the waiting periods and cost that too does not seem like I would be saving anything by buying them.  So what should I be looking for to help me with my dental cost?

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Posted by Vash | in Dental Plans | 1 Comment »

One Comment on “Are family dental plans worth buying?”

  1. Jack Says:
    Monday, Mar. 8th 2010 1:11 PM at 1:11 pm

    Guess you have not had a crown lately without having dental insurance in place. I had to have a root canal and a crown and it cost me a 1000.00 for the root canal and another 750.00 for the crown. I would have loved to have a saving of 200-300. Seems like a lot of money to me.

    I learned from my mistake. I have a good dental insurance plan with Delta Dental now. I would further look into dental cost with and without dental insurance. Then make whatever decision is right for you

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