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Baby Blog on Dental Health Care
Baby blog for individuals and families on dental care,
oral hygiene, and other related health issues for babies,
infants, toddlers, and children of all ages.

Baby Dental Insurance, Making Informed choices for dental insurance

Tuesday, Jun. 29th 2010 1:45 PM

Many state laws mandate that consumers with dental coverage receive a fully detailed patient information handbook — a Description of Benefits — that clearly outlines coverage, deductibles, co-payments, limitations and exclusions.  The law mandates that consumers with dental coverage receive a fully detailed patient information handbook  with a Description of Benefits  that clearly outlines coverage, limitations and exclusions.

Many dental insurance plans will not provide coverage for all procedures 100%.  Most plans have deductibles and co-payments. The deductible is the amount to be paid to prior to coverage. This amount varies depending on the type of dental plan. A co-payment is the amount to be paid by the insured for a portion of services rendered.

Limitations and exclusions on a dental insurance plan is the amount the dental insurance plan will not cover for dental treatments. Many dental insurance plans have limitations and exclusions. Therefore, it is important to read the limitations and exclusions prior to the purchase of dental coverage

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Posted by admin | in Dental Insurance, Dental Plans | 1 Comment »

One Comment on “Baby Dental Insurance, Making Informed choices for dental insurance”

  1. Troy Hilbert Says:

    One of the biggest mistakes I see people make when buying dental insurance or a dental plan for themselves or their family is that they do not read what the plan has to offer

    Don’t fall into that trap. Fully read the plans limitations and exclusions. If there is something you do not understand call the company and ask them to explain the plan to you.

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