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Blog on Children's Dental Health Care
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Typical Features of Indemnity Dental Insurance Plans

Tuesday, Nov. 15th 2016 8:28 AM

Some of the typical features of Indemnity plans:

*  High deductibles before coverage begins (well-designed plans don’t apply the deductible to preventive services)

*  Probationary periods/waiting periods on certain procedures that last up to a year or more depending on the plans terms and conditions

*  Like a PPO, Indemnity dental insurance have an annual dollar limit on benefits normally ranging from $500 – $2000 per person per year

*  Chose your own dentist. With an Indemnity dental insurance plan there is no network of dental providers, you truly get to choose any dentist you want.

* Your average monthly cost is about the same as most PPO’s plans ranging around $45 to $65 a month for an individual

* Companies selling these plans are regulated by state insurance departments.

Posted by admin | in Baby Dental Care | Comments Off on Typical Features of Indemnity Dental Insurance Plans


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