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Baby Blog on Dental Health Care
Baby blog for individuals and families on dental care,
oral hygiene, and other related health issues for babies,
infants, toddlers, and children of all ages.

Does an HMO Dental plan offer benefits for Pediatric Dentistry.

Tuesday, Mar. 11th 2014 9:17 AM

I have a three year old that should be seeing a dentist but the local general dentist will not see kids under six.  I do not have dental insurance and if my son has to see a Pediatric Dentist then I would like to get some dental insurance to help me with the cost.  HMO dental insurance plans are about what I can afford so do they offer benefits if you see a Pediatric Dentist?

Answer:  Some HMO dental insurance do provide benefits for specialist though sometimes at a reduce coverage.  You will need to read each plans terms and conditions on specialist.  Also note for most HMO dental insurance plans in order to see a specialist you need to be referred out to one by the HMO general dentist you selected to be your primary provider.

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