HMO dental plans are not always the best fit for young children. When buying a dental HMO plan for a child six and under you want to make sure that there is a dentist in the plan network that provide services for children at a younger age. Many general dentist will not provide services to young child, or they will but only if your child is able to be well behaved. Many general dentist may not be able to provide the best care for a young children who may kick or bite or not sit still while having a dental check up.

Normally when this happens more then once the dentist may advise that your child see a pediatric dentist ( a child specialist). With a dental HMO your saving under a specialist is normally around 20-30 percent and is not longer the cost listed for a general dentist. Also since you have to go to dentist that are network providers you want to make sure the plan you are buying has pediatric specialist in case a general dentist is not the best fit for your child.