We offer a variety of dental insurance plans for individuals, couples, and families to get directly. In California, we offer dental insurance as well as dental discount plans. Low-cost HMO dental insurance plans provide through Delta Dental, California Dental, and Dental Health Services. These are dental insurance plans that offer low monthly or annual costs. HMO dental plans are usually great for people who do not want waiting periods and need to find a plan that fits into a lower-income budget. 

The same with the dental discount plans we also offer in California. Dental discount plans offer discounted savings on all dental services rendered. They do not have any waiting period or yearly max limitations. Like an HMO, you need to stay within the plan network of dental providers, but they are a great low-cost dental plan option. Check out our Aetna dental plan if you want to review dental discount plans. 

For people who want a free choice of a dentist or are looking for dental plans where they can stay with their current dental provider, reviewing any of our dental PPO and Indemnity offers by Delta Dental and AmFirst would be good to check out. We continue to strive to add more dental insurance and dental plan options so that you have a wide choice of options and will hopefully find the best dental plan for your own dental needs. Please call our member services if you have any questions about the plans. They are happy to help you with any questions you may have. Call 310-534-3444 CA time M-F 8-4.

Why use sealants?

Sealants are a quick, easy, and painless way to prevent most cavities children get in the permanent back teeth, where 9 in 10 dental cavities occur.

Once applied, sealants protect against 80% of cavities for two years and continue to protect against 50% of dental cavities for up to four years.

Sealants can eliminate the need for expensive and invasive treatments like dental fillings or crowns.

If dental sealants are applied in schools for about 7 million low-income children who don’t have them, it could save up to $300 million in dental treatment costs.

About 7 million low-income children need sealants.

Sealants are thin coatings painted on teeth to protect them from cavities. They flow into the deep grooves of teeth and harden immediately so a child can chew.

Sealants prevent the most cavities when applied soon after permanent molars come into the mouth (around age 6 for 1st molars and age 12 for 2nd molars).

Sealants can be applied by a dentist, dental hygienist, or other qualified dental professional, depending on state law and regulations. Dental sealants treatment be done in dental offices or community settings like schools or using portable dental equipment.

Dental Sealants Prevent Cavities

Dental sealants are thin coatings that, when painted on the chewing surfaces of the back teeth (molars), can prevent cavities for many years. School-age children (ages 6-11) without sealants have almost three times more 1st molar cavities than those with sealants.

Untreated cavities can cause pain, infection, and problems eating, speaking, and learning. States can help millions more children prevent cavities by starting or expanding programs that offer dental sealants in schools.

The percentage of adults aged 65 years and over with untreated dental caries is 20.2%. Total dental caries, treated and untreated, declined in adults ages 65 years and older from the early 1970s until 1999–2004, before it increased in the latest National Health and Nutrition Examination Survey (NHANES) (2011–2016). However, the prevalence of untreated decay and severity of decay has declined despite significant disparities among some population groups.

Does your Dental Insurance Cover Invisalign? 

Because dental benefits differ significantly from policy to policy, each patient should review their orthodontic insurance coverage. However, if a patient has orthodontic insurance, Invisalign Braces should be covered to the same extent as conventional braces. Most insurance companies offer benefits for Invisalign, treating it as if you got traditional braces. Invisalign treatment will consist of a series of clear plastic aligners that you change out approximately every two weeks. Each aligner is individually manufactured with exact calculations of your teeth. Since the Invisalign system is custom-made for your teeth and your teeth only, with a plan devised by your dentist or orthodontist, you know you’ll end up with a smile that truly fits. If your current dental insurance plan does not offer coverage for braces or Invisalign, consider reviewing our different dental plan options. We offer dental discount plans that provide saving for any braces for any age group.

Are you getting the best dental insurance plans for you and your family? The best dental insurance policies depend on a family and its members’ oral health needs. The best dental insurance will depend upon employment, local dentists participating in programs, and your family’s current dental care needs. You want a dental insurance plan to fit your family’s needs and budget. Finding the best dental insurance plan that fits your needs is essential to ensuring that your teeth get the care they need to stay healthy.

Children from families without medical insurance are 2.5 times less likely than insured children to receive dental care. Children from families without dental insurance are three times more likely than insured children to have unmet dental needs.

You can obtain quotes for more affordable dental insurance plans from companies online and through your local insurance agent or broker. Please keep in mind that many websites offer the appearance of selling dental insurance but only offer a dental discount plan, which is not insurance. We sell dental insurance and dental discount plans in most states. Leaving the plan options for the consumer but informing what is and want is not dental insurance. Your dentist may also have affordable dental plan options available to patients. Ask the receptionist if they partner with a dental plan company and see if one might be right for you.

HMO Dental Insurance the Affordable Dental Plan Option. Affordable dental insurance plans usually are HMOs. HMO dental insurance plans have a limited pool of dentists to select from, but it is usually a more affordable dental insurance plan option. If you are self-employed or do not receive dental benefits from your employer and looking for a more affordable dental plan, review the HMO dental insurance as your first plan option.