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Archive for the 'Baby Dental Insurance' Category

Baby Dental – Children’s Dental Crisis

May. 20th 2024

There is a children’s dental crisis currently going on in this country. Many children are not going to the dentist because their parents can not find affordable dental care. That is unfortunate because basic dental checkups, cleanings, fluoride applications, and sealants can help prevent early tooth decay and gum disease in children.

However, one of the main ways to make dental care more affordable is by having dental insurance in place as a family dental insurance is important part of keeping your dental care cost low. If you do not receive dental benefits for you and your family through work, many good low-cost dental insurance and dental plan options exist. Review our plan options for your state, and if you have any questions, please call our member service line at 310-534-3444, as they will be happy to help you with any of our dental plan options.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Children’s Dental Crisis

Baby Dental – Safe way to care for and store your toothbrush 

May. 16th 2024

After our last post, you may wonder how to store your toothbrush safely. Here are some tips you may want to practice.

1) Make sure to rinse your toothbrush well after brushing your teeth. Before putting your toothbrush away, please give it a good rinse with tap water, making sure not to leave any toothpaste or debris in the brush

2) Put your toothbrush upright, in a cup or a holder, allowing the water to drain away from the head of the brush. You want the toothbrush to air dry thoroughly. So make sure it has access to good air circulation and is not suffocating in a small drawer or cabinet when not in use

3) Keep your toothbrush away from other people’s toothbrushes. Even if you are all family members, do not let your toothbrush touch another toothbrush. Bacteria on one brush can cross-contaminate another.

4) Avoid keeping your toothbrush too close to the toilet and sink. In tip two, we tell you to keep your toothbrush out in the open to air dry thoroughly. However, you must ensure it is not too close to the sink. You do not want it to be splashed with dirty or soapy water when family members wash their hands. Likewise, keep the brush at least four feet away from the toilet. If you have a small bathroom that does not let you keep this distance, store your toothbrush in a different room away from your bathroom

5) Sanitize or Not. Although you can buy toothbrush sanitizers (usually a small countertop device), there is no evidence that these make a difference to your health. They can, however, provide you with a safe zone for storing your brush. Also, no study has shown that soaking your brush in an antibacterial mouth rinse makes a difference.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Safe way to care for and store your toothbrush 

Baby Dental – Find The Right Dental Plan for Your Kids.

May. 14th 2024

As a parent, you know your child/children must maintain good dental and oral health. Yet increasing dental care services make it harder and harder to afford their needed dental care checkups and cleaning, let alone any other more extensive dental care needs. That is why having dental insurance for your family is integral to keeping dental care costs low. Your budget and dental care needs for your family will help you choose which dental insurance plan would work best. Our website offers a broad range of dental insurance plans from PPO’s, Indemnity, and HMO dental insurance plans. We also offer dental discount plans for a lower-cost alternative. Review our plan options for your state, and if you have any questions, please call our member service line at 310-534-3444, as they will be happy to help you with any of our dental plan options.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Find The Right Dental Plan for Your Kids.

Baby Dental – Pregnancy and Dental Care

May. 10th 2024

I will be having my first child in seven months. Before my pregnancy, I was having regular dental care. I am due for my dental cleaning in a few weeks. I made the appointment before becoming pregnant. My question is, do I still keep my dental appointment? I know a few friends who did not go to the dentist while pregnant. Is that normal?

Reply: It is great to hear that you are taking care of your dental health, and congratulations on your pregnancy! It is important to prioritize your dental care during pregnancy. Regular dental check-ups and cleanings are essential to maintain good oral health. The American Dental Association recommends that pregnant women continue to receive routine dental care and cleanings throughout their pregnancy.

However, it is essential to inform your dentist that you are pregnant. How far along are you so they can take necessary precautions and ensure your safety during the appointment? Additionally, if you have any concerns or questions, do not hesitate to discuss them with your dentist.

Skipping dental appointments during pregnancy can lead to dental problems affecting your and your baby’s health. Poor oral health during pregnancy has been linked to preterm birth and low birth weight. So, it is best to keep your dental appointment and maintain good oral hygiene at home by brushing twice daily and flossing daily.

You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Pregnancy and Dental Care

Baby Dental – Dental Insurance for Students

May. 8th 2024

Full-time students with a child

Finding a good dental insurance plan can be challenging. Finding a good dental insurance plan as a full-time student can make things even harder. Finding an excellent, affordable dental plan may be more complicated than pulling teeth if you have a child and live on a fixed income.

You may not get dental insurance through employment as a full-time student. Also, depending on your age and living at home with your parents, you may be unable to stay on your parent’s dental plan.

So what should a student do if they have a baby and want a good dental insurance plan? I recommend looking for an HMO dental insurance plan. HMO dental insurance is not only affordable on a fixed income; they usually do not have long-term waiting periods, annual dollar limits on benefits, or high deductibles. Being a parent and going to school is tough. Finding the right dental plan for you should be easy. Whether you are a full-time student, a parent, or just someone needing dental insurance, finding the right dental plan is essential.

You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget..

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Dental Insurance for Students

Baby Dental, Dental Insurance for Braces 

May. 3rd 2024

Question: My daughter could use braces. And even though both my husband and I work, we can not afford the extra cost for her to have braces. We have dental insurance with my husband’s job, but it does not pay out anything for braces since my daughter has TMJ. TMJ is the problem and why they will not pay for braces. I do not want my daughter to have to deal with it. I also hear the problem will only get more complicated to correct as she ages. 

Answer:  I understand that you are concerned about your daughter’s dental health and the extra cost of braces. TMJ is a challenging dental issue; unfortunately, many insurance plans do not cover the cost of braces if needed for TMJ correction. However, there are dental discount plans available that could help you save on the cost of braces for your daughter’s treatment. These plans are designed to provide savings on dental procedures, including braces, without restrictions based on pre-existing conditions such as TMJ. Consider exploring such dental discount plans to address your daughter’s dental needs without incurring a significant financial burden.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental, Dental Insurance for Braces 

Baby Dental Insurance That is Effective Immediately. 

Apr. 30th 2024

Question: I have a terrible toothache and can not take it for much longer. Most dental insurance companies have waiting periods for dental procedures, and I can not continue to wait things out. I need something now, not six or twelve months from now.

Answer: We offer a dental discount plan that may work for you. With our dental discount plans, they start the next business day after signing up for it online through our website. They do not have any waiting periods, so you start saving on your dental care cost immediately. 

We also have HMO dental insurance options. Our HMO dental insurance plan has no waiting periods, but its effective date will depend on when you buy it. For example, if you buy it on or before the 20th of the month, the plan starts the first of the following month. But the plan’s effective date very so read each plan. 

You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental Insurance That is Effective Immediately. 

Dental Baby, Dental Insurance Coverage, and ADA codes 

Apr. 27th 2024

Question: I have a dental PPO plan through Anthem Blue Cross from my employer. Even though I have had it for a few years, this was the first time I used it for more than my free cleaning. About a month ago, I had some dental work that was rather costly. Now, I get an additional billing from my dentist, who stated that the insurance did not pay much for the full porcelain crown I got. However, my dental plan says they will pay half the crown cost. Calling the dental insurance company immediately, I was told that they do not cover that ADA code but will cover up to the UCR rate for covered crowns on noncovered crowns. It seemed like double talk to me. A crown is a crown! What do they mean by ADA code? Help me understand. 

Answer: ADA codes are the service code for each dental service. This code number does not change, and it lets everyone from the dental office, insurance company, and claims department know what dental service you have done. Although wording can vary, the code does not. There are many ADA codes for crowns. Here is a sample.

2740 Crown porcelain ceramic substrate

2783 Crown ¾ porcelain ceramic

2750 Crown-porcelain fused to high noble metal

2751 Crown-porcelain fused to predominantly base metal

2791 Crown-full cast predominantly base and

2810 Crown-3/4 cast metallic

There are more, but I listed a few to show you that a crown is not just a crown. Under many PPO plans may only provide benefits for a lower-cost crown, so when you get a higher-cost crown, they pay out only up to the UCR for the crown they cover. This offers you some savings, but now, it is as much as if you would have chosen a covered crown. One way to avoid billing surprises such as these is to have your dental office submit claims as a quote only to your insurance company before dental services are rendered. That way, you will know your cost ahead of time and can then decide if that is something you wish to continue with based on your budget.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Dental Baby, Dental Insurance Coverage, and ADA codes 

Dental Insurance Coverages and Dental Claims 

Apr. 23rd 2024

Question: I have a dental PPO plan I got through my job. I need help understanding how my dental insurance states my coverages are one thing, but the numbers do not add up when a claim is filed. For example, I had a large filling and a crown not long ago. The filling coverages were to be at 80% paid. Which it was, so that was fine. However, the crown I got cost $1000.00, and my plan said that it paid out 50% of the cost of a crown. Straight forward math right, I should only have to pay $500.00, which was my co-payment of 50%. I then got the billing from the dental office stating the insurance company only paid $450.00, so my cost is $550.00. It is only $50.00 more, but this happens quite often. What should I do about this? 

Answer: In general, PPO plans to pay out a percentage of 80% for essential services such as fillings and 50% for major services such as crowns. But it does not just stop there. Usually, they will state that the percentage paid out is up to UCR (Usual, Customary, and Reasonable). Therefore, if the dentist you are going to is above the UCR rate for the company, you will have an additional charge. Also, some PPO plans will have two sets of coverage, one for network dentists and another for outside-network dentists. Outside-network dentists usually will have fewer benefits than inside-network providers. As to why you are paying more, I could not say which is the case for you. That will be something you should call your plan’s member services for. They can review your benefits and directly answer what is affecting your cost on claims. However, here is a tip you may want to keep in mind. Before starting any dental services, have your dental office submit to your insurance company as a quote only. That way, you will know the actual cost of dental care without worrying about additional expenses.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Dental Insurance Coverages and Dental Claims 

Baby Dental – Insurance for Dentures in California. 

Apr. 19th 2024

Question: I am 52 and have been fighting for years to keep my teeth. After years of having major dental services dealing with dental pain all the time and not counting the expense, I am tired of it all. I am considering pulling the teeth I have left and getting complete dentures. The dentist I am going to now does not want to pull my teeth, saying they do not need to be pulled and I should continue having dental care for them. Sure, once they’re pulled and I get dentures, there will be no more dental bills. I am looking for a dental insurance plan to let me have dentures if that is what I want and not say it is elective and not cover them. Please advise. 

Answer: I suggest reviewing dental discount plans. You would want the flexibility that a dental discount plan gives you. With a dental discount plan, your dental services will be up to you and the dentist within the plan. The company does not state what you can or can not have done. 

You get discounted savings for all your dental needs when the services are rendered. If you want dentures, you pay only the discounted cost for them as listed on the fee schedule. You would need to find a dentist in the plan willing to pull out teeth that may not have to be pulled. So make phone calls and ensure you have a dentist in the plan to work with you and your needs.

Also, here is something to think about. Even if you have complete dentures, you must see a dentist regularly for check-ups to ensure that your gums and mouth are healthy. Dentists can also evaluate the fit and function of your dentures and make any necessary adjustments. Additionally, regular dental check-ups can help detect potential oral health issues before they become more serious problems.

Posted by Carol | in Baby Dental Insurance, Baby Help | Comments Off on Baby Dental – Insurance for Dentures in California. 


This site does not provide medical or dental care advice. It is simply a forum in which consumers can voice their opinions,
views, and experiences in an effort to help others with similar problems and situations.
Please be sure you consult your doctor first!
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