Dental Insurance for New or Replacement Dentures. Plenty of dental insurance plans will cover dentures, but you need to plan ahead. Many but not all dental insurance plans have waiting periods from 6-18 months. For example, replacing teeth with dentures is classified as major dental service. The average benefit is 50% co-insurance for your dentures. When replacing dentures, the dental company may require proof that you had the prior dentures for X amount of years before providing coverage for new dentures. Make sure you read the plan terms and conditions on this.

Another dental plan type you may want to review when getting new dentures or replacing old dentures would be a dental discount plan. Dental discount plans are low-cost plans that do not have waiting periods or restrictions on how long you may have had prior dentures. You will get the saving available to you under the plan. They usually start within the next business day of your online enrollment. Remember, discount dental plans are not insurance dental plans.