Dental Insurance plans that have Yearly Maximum Benefits.

When you have a dental PPO or free choice of provider plan, you generally have an annual dollar maximum benefit per person per year. You should pick an insurance plan with the maximum dollar benefit that works well for current and future dental needs. However, there are times when you may need to have more extensive dental care services that exceed your dollar maximum limitation in a given year. As part of dental planning, you should consult with your dentists and, if possible, delay work that would push costs over what your dental plan covers.

For example: If your dental insurance works on a calendar year basis (Jan – Jan), You could start dental service towards the end of the year and finish at the beginning of the following to stay within your maximum limit for your dental care. Apply the same if your plan is subject to other start and end dates. You only need to know this time frame. Call your dental insurance to find out before having more significant dental issues addressed.